©2018 by J. Morgan Rakay, MA, LPC, BC-DMT

Rates* & Insurance

Out of Pocket Rates 


Individual Therapy- $125 per session

Caregiver-Child Dyads - $125 per session
Couple / Family Therapy-$150 per session 

Services are currently offered as private-pay preferred. Insurance-based availability is limited. However, I am happy to offer any receipts/transactions and attestations requested in order to seek reimbursement directly through insurance companies. Clients are responsible for checking if their insurance covers out-of-network benefits. Please read more below** for the insurances I can accept, and why I prefer to work with a client directly to create a manageable fee. 

*Therapy services are provided on a sliding scale when directly requested. To request consideration for Sliding Scale Fee, please email or download forms here.

**[ Insurance companies require that I assign a diagnosis code to each person I work with, and place them within a medical - not a holistic and patient-centered - model. This creates the assumption that there is something wrong with my clients, and that they are to be "fixed" or treated. I simply don't agree. Additionally, if the insurance company does not follow through with payment, pays less than contracted, or disagrees with a diagnosis, the client is responsible for the full cost of the session. This can leave someone with a large sum they did not expect to pay. I would much rather work with someone on a payment scale, so that they may anticipate all payments due. I find this also makes it easier to discuss financial needs and planning. ]

Insurances accepted:

Blue Cross Blue Shield -

Highmark

Empire

Capital

Anthem

Magellan

Independence Blue Cross -

Personal Choice

Keystone Healthplan East

Amerihealth

Amerihealth Administrators

Independence Administrators

Aetna

Cigna

United Behavioral Health

MHC-Mental Health Consultants

ComPsych